How to Change Name in Bank Account : The Complete Guide

When it comes to name change in bank account, there are a few things you need to take into consideration. The first thing you’ll need to do is gather all of the required documents and submit them to your bank. Depending on the bank, you may be able to complete this process online or you may need to visit a branch in person.This article will provide a complete guide on how to change name in bank account, including the reason for name change and frequently asked questions. Let’s get started!

There can be multiple reasons why anyone requires to change his/ her name in the bank account.

Some of the main reasons are mentioned below:

1 Change of Surname after marriage (in case of woman)

2 Change of name due to religious reasons

3 Change in name spelling

4 In case the account holder has legally changed his name

5 Addition or deletion of name

Required Documents for Changing Name in Bank Account:

The following documents are required when you visit the bank for name change in your bank account:
ID proof (any one of the following – passport, ration card, voter ID, PAN card, driving license, Aadhar card)
Address proof (any one of the following – passport, ration card, voter ID, PAN card, driving license, Aadhar card)
Recent photographs
Copy of name change affidavit (notarized) and gazette
Copy of publication in newspaper (as per the Gazette notification format)
It is to be noted that if you are changing your name due to marriage, then you need to submit your marriage certificate as well.

How to Apply For Name Change in Bank Account:

1 Publish gazette for name change in bank account

You will first need to publish a name change notice in the Gazette. This is a mandatory requirement to change name in bank account and you cannot skip this step.

To do this, you need to visit your nearest government press and submit the following documents:

Step I Make Affidavit

for name change

-ID proof in the old name

-Address proof in the old name

-Copy of gazette notification (name change notice)

Step II: Publish name change notice in the Gazette

After you have made the affidavit, you need to submit it along with a name change notice to the government press. They will then publish your name change notice in the Gazette.

Step III: Publish a Notice in the Newspaper:

The next step is to publish a name change notice in any local newspaper. This is not mandatory, but it is advisable to do so.you will also have to publish a notice in two newspapers- one local and one national. This is done so that anybody who has a problem with your name change may put up their concerns.

Step III: Obtain name change certificate from government press

After your name has been published in the Gazette, you need to obtain a name change certificate from the government press as well. This is an important document and you will need it while applying for name change in bank account.

The name change request has to be submitted by the account holder to the bank in which he/ she holds an account, along with the required documents. The name will be changed in the records of the bank after due verification. Depending on the bank, there might be a slight difference in name change procedure. However, most of them would require the account holder to submit a name change request form, which is generally available on the website of the bank.

Write an Application for Change of Name in ban account to bank manager

You are required to write an application addressing the branch manager of Indian Bank for changing your name in your bank account. This application should contain the following details:

Your Existing Name with the bank and New NameYour Account Number
Proper Reason for changing your name
Your Address, Registered Mobile Number and Registered Email Id
Put your Signature at the end

Finally to Change Name in Bank Account Visit your bank and Submit the Name Change Application Form Along With the Following Documents:

ID proof in the old name
Address proof in the old name
Recent photographs
Copy of name change affidavit (notarized) and gazette
Copy of publication in newspaper (as per the Gazette notification format)
name change certificate from government press
The bank will then process your application and make the necessary changes to your account.
We hope this article was helpful in explaining the process of name change in bank account. If you have any further questions, feel free to reach out to us in the comments section below.

Frequently Asked Questions:

Q. How long does it take for name change in bank account to get processed?

Ans. It usually takes around 15-20 days for name change in bank account to get processed.

Q. Do I need to close my old account and open a new one?

Ans. No, you don’t need to close your old account. The name will be changed in the same account and a new passbook/ debit card/ credit card, etc. will be issued.

Q. Are there any charges for name change in bank account?

Ans. Yes, most banks charge a nominal fee for name change in bank account.

Q. I have changed my name legally. Do I need to provide any additional documents?

Ans. Yes, you need to submit a copy of the name change affidavit along with the other documents.

Q. Can I change the name on my bank account online?

Ans. No, you cannot change name in bank accoun online. You will need to visit your branch and submit the name change application form along with the required documents.

Q. Do all members of a joint account need to apply for name change?

Ans. No, only the primary account holder needs to apply for name change in bank accoun.

Q. I have changed my name recently. Do I need to update my KYC documents?

Ans. Yes, you need to update your KYC documents as well as soon as you change your name.

Q. Can I change my name in bank account without changing it in other documents?

Ans. No, you cannot change name in bank account without also changing it in your other documents like PAN card, Aadhaar card, passport, etc. as well.

Q. What are the other places where I need to update my name change?

Ans. In addition to your bank account, you will also need to update your name in other places like your PAN card, Aadhaar card, passport, ration card, voter ID card, driving license, etc.

Q. I have changed my name recently. Do I need to update my KYC documents?

Ans. Yes, you need to update your KYC documents as well as soon as you change your name.

Q. Can I apply for name change in bank account by post?

Ans. No, you cannot apply for name change in bank accounby post. You will need to visit your branch and submit the name change application form along with the required documents.

Q. What happens if I don’t update my name in bank account?

Ans. If you don’t update your name in bank account, it may create problems for you in the future. For example, if you want to apply for a loan or credit card, the bank will check your credit history in CIBIL. If your name is not updated in bank account, it may result in rejection of your loan/credit card application.

Q. Do I need to provide any additional documents if I have changed my name due to marriage?

Ans. No, you don’t need to provide any additional documents if you have changed your name due to marriage. You can simply submit your marriage certificate as proof.

Q. I want to change my name in bank account but I don’t have any proof of name change. What should I do?

Ans. In such a case, you can submit a copy of your name change affidavit along with the other required documents.

Q. Can I change my name in bank account if I have not changed it legally?

Ans. No, you cannot change name in bank account if you have not changed it legally. You will need to first change your name legally and then submit the required documents to your ban